The Viral $200 Social Security Bonus Isn’t Real, and Your 3.6% Raise Nets $68

In today’s episode, Ralph Estep Jr. and Juliet break down what the 3.6% Social Security raise really nets after Medicare Part B, and why the viral $200 bonus isn’t real.

In This Episode

✓ Social Security’s 3.6% raise, about $75 a month before Medicare Part B

✓ The viral $200 bonus that Congress never approved

✓ The Claiming Age Clarity Act and the new age labels

✓ High-yield savings near 4.2% vs. 0.01% at big banks

✓ Wall Street’s $32 billion week and why only 63% of adults can cover $400

✓ Community Mailbag: paying down a 27% card, a 0% balance transfer, and which bills come first after cut hours

✓ Money move: the $250 emergency fund challenge, starting with your first $25

If your raise, your savings, or your credit card balance feels stuck, this episode shows where to start.

Resources

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