The Caregiving Conversation Divorce Brings Into Focus | Raymond Lavine

You've probably thought about how you'd split assets in a divorce, but have you thought about who's going to take care of you at 85?

Raymond Lavine, Founder of Lavine LTC Benefits, joins Katherine Miller to talk about the financial risk most divorce settlements never touch: long-term care.

Katherine and Raymond dig into why long-term care insurance gets cheaper the earlier you buy it, what happens to life insurance policies people forget they own, and why even his own mother, worth nine figures, still needed a care plan.

Listen in for a grounded look at protecting your next chapter, not just your settlement.

What you'll learn:

Why long-term care insurance is cheaper to buy before your divorce is final;How gender-based pricing on long-term care plans changed and what that means for you now;Why you should never let a life insurance policy lapse, even if you need the cash; andWhat Raymond's own family taught him about affording care, no matter how much you have saved

Highlights:

(00:00) Meet Raymond Lavine

(03:34) Why divorce ranks among life's most stressful transitions

(05:03) What a good divorce attorney actually does for you

(05:48) Why marriage has always been an economic contract

(07:07) The discount hiding in long-term care insurance