The Retirement Clock Is Ticking: When Is Enough, Enough?

<p>I want to begin today's program with a question I've asked countless clients throughout my 36-year career.</p><p>What are you waiting for?</p><p>You've worked for 35 or 40 years. You've raised your family, paid your bills, put your children through college, saved your money, and invested for retirement.</p><p>Now you're 65, maybe 67, maybe even 70 years old.</p><p>You've accumulated a substantial retirement portfolio. Your house may be paid off. Social Security is available. And your financial plan tells us you have enough money to retire comfortably.</p><p>But you keep working.</p><p>Why?</p><p>Maybe I'll work another year. Maybe I'll wait until the market improves. Maybe I'll wait until I have another $200,000 saved.</p><p>And here's what I often tell people:</p><p>You can always make more money. But you cannot make more time.</p><p>Today's show isn't simply about retirement planning. It's about life planning.</p><p>Because the biggest retirement mistake might not be running out of money.</p><p>It might be running out of time before you ever get to enjoy it.</p>