
← The Rollup16. Okt. · 24 Min.
Avalon Ingram: Banks Are Done Experimenting With Tokenization
<p>Avalon Ingram says institutional adoption of tokenization is no longer a question, and Swift's live ledger is the proof.</p><p><br></p><p>Swift's blockchain-based shared ledger went live nine months after its announcement, with 17 banks transacting real tokenized commercial bank money. Avalon explains why Swift sees this as a necessary upgrade to the plumbing of global finance, how decoupling payment execution from settlement unlocks liquidity for banks and corporate treasurers, and why stablecoins and tokenized deposits will coexist in a hybrid world. She also covers why Asia has been ahead, what onchain settlement venues are needed for 24/7 markets, and how the network grows from 17 banks to thousands.</p><p><br></p><p>Avalon Ingram is the Digital Assets Business Lead at Swift.</p><p><br></p><p>The Rollup is where the leaders of digital assets and finance converge. Live from the financial capital of the world.</p><p><br></p><p>Timestamps: </p><p>00:00 Intro </p><p>00:36 Swift Ledger Live With 17 Banks </p><p>02:27 Swift Message Cannot Move A Digital Asset </p><p>04:15 Idle Capital Finally Gets Unlocked </p><p>06:17 Asia Already Ahead On Payments </p><p>10:05 Stablecoins Vs Tokenized Deposits Explained </p><p>12:34 Stablecoins And Deposits Not Competing </p><p>14:36 Swift Is An Interbank Liability Registry </p><p>17:35 24/7 Settlement Still The Missing Piece </p><p>20:27 From 17 Banks To 17,000 </p><p>23:15 Perfect Storm Of Adoption Coming Soon</p><p><br></p><p>Guest Socials:</p><p><br></p><p>Avalon: </p><p>Swift X:https://x.com/swiftcommunity</p><p>Swift Website: https://www.swift.com/</p><p><br></p><p>Partners: </p><p>Space and Time is providing verifiable data infrastructure for onchain finance. A decentralized database, blockchain indexer, and ZK coprocessor in one, giving DeFi protocols,stablecoins, and tokenized assets accurate, provable data. </p><p>---</p><p>Zama is an open source cryptography company that builds state-of-the-art Fully Homomorphic Encryption (FHE) solutions for blockchain.</p><p>Learn more here: https://www.zama.org/</p><p>---</p><p><br></p><p>𝗪𝗲 𝘁𝗿𝘆 𝗼𝘂𝗿 𝗯𝗲𝘀𝘁 𝘁𝗼 𝗽𝗿𝗼𝗱𝘂𝗰𝗲 𝗵𝗶𝗴𝗵-𝗾𝘂𝗮𝗹𝗶𝘁𝘆, 𝗻𝗼𝗻-𝗯𝗶𝗮𝘀𝗲𝗱, 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗻𝘁𝗲𝗻𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗮𝘀𝘀𝗲𝘁𝘀 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺. 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝘂𝘀 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝗮𝗻𝘆 𝗼𝗳 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸𝘀 𝗯𝗲𝗹𝗼𝘄 𝗳𝗼𝗿 𝗳𝗿𝗲𝗲 𝗿𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀:</p><p><br></p><p>Website: https://therollup.co/</p><p>Spotify: https:/