Seismic Shifts in Payments: Fraud, Regulation, and Validation (SouthState Bank)

In this episode, Craig Jeffery and Wes Bryant of SouthState Bank explore the overlapping changes reshaping payments, from instant payment rails and richer ISO 20022 data to evolving fraud threats and Nacha requirements. They discuss the shift from trust-based to verified payments and practical ways treasury teams can strengthen controls, improve visibility, and stay ahead of change.

Webinar: Payment Essentials: Keeping Up with Payments

Episode 418: ACH Rule Changes for 2026: What Treasury Needs to Know

SouthState Bank

Timestamps:

00:00 Introduction

01:07 Why payments are undergoing seismic shifts

02:21 Faster payments and richer data

03:26 Fraud and payment rail security

07:54 Moving from trust to verified payments

09:01 About Wes Bryant and SouthState Bank

11:04 ISO 20022 deadlines and readiness