643 the crossover point: when your money starts working harder than you do

In this episode we talk about the concept of the 'crossover point' or 'tipping point', where your investment returns start to exceed the actual cash you're putting in. We cover:

👉🏾 the concept of FIRE

👉🏿 calculating your retirement number

👉🏻 the engines of growth

👉 finding the tipping point

👉🏼 when more investing doesn't move the needle that much

👉🏽 the big lesson for FIRE chasers

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf