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InsuranceERM (or IERM for short) is an online service that has established itself as an indispensable source of information on all aspects of risk and capital management in the insurance industry. The industry is undergoing rapid change, caused by geopolitical uncertainty, regulatory reforms and competitive pressures. But the key issue underlying the health of the industry is its management of risk and the amount of capital it allocates against this. Yet till now there have been very few…