Retirement Beyond Your Portfolio: Market Cycles, Income Strategies, and the Friendship Recession

What belongs in your retirement plan beyond investments? Join Wes Moss and Christa DiBiase on the Retire Sooner Podcast to explore market cycles, retirement income, and social connections.

 

·       Put market volatility, post-election swings, and AI spending concerns into perspective.

·       Explore bull and bear markets, historical trends, and the limits of calendar-based investing.

·       Examine financial advisor transparency, annuity commissions, and compensation disclosures.

·       Weigh saving for financial independence against enjoying life today.

·       Consider uncertainty in investment returns and retirement savings projections.

·       Explore how market declines and taxes may influence “dry powder” retirement withdrawals.

·       Examine America’s “friendship recession” and social connections in retirement.

·       Review declining socialization, increased screen time, and fewer in-person gatherings.

·       Consider Wes’s challenge to join a new group after Thanksgiving.

·       Explore bond-ladder alternatives within a restricted TIAA 403(b) plan.