30. The 6% rule?

<p>Many people have heard of the <em>4% rule</em> which states that if you withdraw 4% of your portfolio in the first year of retirement and increase this by inflation each year, the pot should last at least 30 years.</p><p>But this rule originated in the United States and doesn&#39;t account for our UK state pension - can those retiring in the UK afford to take more? We look at some scenarios such as those retiring near state pension age, where taking more than 4% can still give you a comfortable retirement.</p><p><br></p><p><a href="https://www.thefireplace.info/wiki/The_Goldilocks_Portfolio" target="_blank" rel="noopener noreferer"><u><strong>The Goldilocks portfolio</strong></u></a></p><p><br></p><p><a href="https://buymeacoffee.com/thefireplace">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>Support the show⁠</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p><p><br></p><p><a href="http://www.thefireplace.info/">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>the fire place community</strong></a></p><p></p>