Bitcoin Just Showed Us The Future Of Mortgages | Michael Tannenbaum

<p>Michael Tannenbaum is the CEO of Figure and a former executive at SoFi and Brex. In this conversation, we break down housing affordability after the midterm blue wave, how Figure cut the cost of a mortgage from $12,000 to $1,000, and why the business is growing at a “Rule of 150” pace. We also discuss tokenization, crypto-backed bitcoin loans, AI, and the future of lending on chain.</p><p>=======================</p><p>Arch Public is an agentic trading platform that automates investment strategies across Stocks, Commodities, ETFs and Crypto. Whether you’re rotating into AI &amp; Gold, allocating to the S&amp;P 500, or accumulating Bitcoin, Arch Public executes your plan 24/7 without ever taking custody of your assets or funds. Sign up today at <a href="https://www.archpublic.com" target="_blank" rel="ugc noopener noreferrer">https://www.archpublic.com</a>, and start your FREE automated trading strategy! </p><p>=======================</p><p>Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit <a href="https://www.simplemining.io/pomp" target="_blank" rel="ugc noopener noreferrer">https://www.simplemining.io/pomp</a></p><p>=======================</p><p>This episode is brought to you by Investor Health — clinician-prescribed protocols for weight, metabolism, energy, and longevity, delivered to your door in 48–72 hours. No office visits, no referrals. Plans start at $149/mo. Learn more at <a href="http://www.InvestorHealth.com/pomp" target="_blank" rel="ugc noopener noreferrer">http://www.InvestorHealth.com/pomp</a>. Investor Health is a telehealth platform, not a medical provider. Compounded medications are not FDA-approved. Individual results may vary and treatment requires evaluation by a licensed provider.</p><p>=======================</p><ul><li>0:00 - Intro</li><li>0:54 - Housing affordability &amp; the midterm blue wave</li><li>3:34 - How Figure makes mortgages faster &amp; cheaper</li><li>7:21 - Rule of 150 &amp; how the marketplace makes money</li><li>13:32 - Expanding beyond HELOCs into auto &amp; small business</li><li>15:30 - Tokenization: plumbing vs the consumer pitch</li><li>18:27 - How Figure uses data &amp; AI</li><li>25:52 - Growth outlook &amp; regulatory risk</li><li>30:05 - Crypto-backed loans with bitcoin &amp; ethereum</li><li>31:45 - Wh