How to Prepare for Job Loss: 4 Money Moves to Protect Your Finances in 2027

The job market isn't crashing, but it is freezing, and your paycheck may not be keeping up.

With only 29,000 jobs added in September, wages struggling to outpace inflation, and more than one in four unemployed Americans out of work for over six months, Anthony O'Neal breaks down what the latest jobs report means for your financial future.  Drawing on his experience losing a six-figure job with barely any savings, Anthony explains why he's urging Americans to build six months of take-home pay in emergency savings instead of settling for three. He also shares four practical money moves to protect your income, eliminate consumer debt, strengthen your career prospects, and build financial security even when the economy feels uncertain. As this episode of The Table highlights: you can't control the job market, but you can control how prepared you are.

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KEY POINTS

00:00 – Introduction: Why inflation is quietly shrinking your paycheck.

04:20 – The frozen job market: low hiring, low firing.

06:30 – Where jobs are still growing despite the slowdown.

11:55 – Why Americans are working more but gaining less.

15:35 – Why Anthony now recommends six months of savings.

20:15 – Anthony's six-figure job loss and the cost of having no safety net.

27:30 – Four money moves to protect your financial future.